Tour package

A pack-and-go plan that provides coverage for your entire trip. This comprehensive tour package plan guards against financial loss due to unexpected medical emergencies while travelling plus protection in case of cancellation.

This package is ideal if you’ve purchased a package tour that includes all components of your travel arrangements (transportation, accommodations, excursions, etc.).

Prefer to purchase a travel plan in person or have questions about them?

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Benefits

Emergency Travel Health Benefits

Travel Health Benefits are covered to a maximum of $5,000,000 per person, per claim to a lifetime maximum of $5,000,000 per person.

The following Travel Health Benefits are applicable to sudden, unexpected or unforeseen emergency treatment only:

  • Hospital in-patient and out-patient coverage.
  • Medical and surgical coverage.
  • Ambulance coverage.
  • Coverage for emergency evacuation from a mountain, body of water or other remote location, by a commercial operator licensed to convey passengers when a regular ambulance service cannot be used, to a maximum of $5,000 per person.
  • Economy air transportation home by stretcher.
  • Dental care to natural teeth when necessitated by a direct accidental blow to the mouth. Maximum coverage $3,000 per accident.
  • Emergency relief of dental pain to a maximum of $300.
  • Up to $7,500 towards the cost of transporting the deceased home, or up to $5,000 for cremation or burial at place of death.
  • Private duty nursing.
  • Additional board and lodging expenses incurred beyond the original duration of your trip by an immediate family member or friend covered by a Manitoba Blue Cross Travel Health Plan remaining with you during your hospitalization.
  • Coverage for transportation to your bedside, while you are confined to hospital for at least three days outside of Manitoba. Transportation coverage also allowed for a family member to identify the deceased prior to release of the body, if required by law. Coverage includes round-trip economy airfare on a commercial flight via the most direct cost-effective route from Canada to the place where the illness or accident occurred.
  • Coverage for commercial accommodations and meals for a person travelling to the bedside or travelling to identify a deceased family member to a combined maximum of $200 per day to a maximum benefit payment of $2,500.
  • Physiotherapy provided in a hospital.
  • Chiropractic and/or podiatrist services.
  • Prescription drugs.
  • Repair or replacement of prescription eyeglasses or contact lens or lenses due to accident or injury to a maximum of $100.
  • An allowance of $40 per day for each day you are hospitalized. Maximum coverage $1,000.
  • Return of your vehicle if you become totally disabled and are unable to drive, to a maximum of $4,000.
  • Medical evacuation to a hospital in Canada. Prior approval must be obtained from Manitoba Blue Cross.
  • Additional cost, of the most direct return economy flight to Manitoba from the place where you were hospitalized, including the cost of return economy flight for a nurse if nursing care is required during your flight home. This benefit is also available to your family (applicant, spouse and dependent children) or one friend who is also covered by a Manitoba Blue Cross travel health policy travelling with you at the time of injury or onset of illness.
  • Additional cost of return economy airfare for an escort to accompany your children (up to 18 years) to Manitoba in the event you have been air evacuated to Canada for medical reasons.
  • Coverage up to a combined maximum of up to $500 per pet for:
  • ~Commercial kennel or cost of returning an accompanying pet to your home city in Manitoba in the event you are hospitalized for a minimum of three days as an in-patient.
  • ~Emergency veterinary care due to an unexpected injury of accompanying pet.
  • International Travel Assistance: the provision of 24 hour worldwide assistance for medical situations arising out of emergency illness or accident requiring hospitalization or medical treatment.
International Travel Assistance

Failure to contact the Travel Assistance service prior to receiving any treatment may invalidate coverage.

Medical Emergency While TravelIing

Contact the international travel assistance service immediately for benefits verification and procedures.

• In Canada and United States, call toll free 1.866.601.2583

• In all other countries, or if you are having difficulties with the toll free number, call collect 204.775.2583 (country code may be required)

• If unable to call collect, place the call and submit your detailed receipt for the long distance charges with your claim.

For general inquiries, call Manitoba Blue Cross at 204.775.0151 or 1.888.596.1032 (toll-free).

Airfare Cancellation Benefit

Coverage for pre-paid airfare expenses in the event of an unexpected cancellation.

These benefits include:

  • The non-refundable portion of prepaid airfare.
  • The extra cost of one-way economy airfare home (when additional Air Extra coverage is purchased).
  • The extra cost of economy air transportation to your destination in the event of a missed connection due to a change by a tour operator.
  • In the event of loss of life - up to $7,500 towards the cost of transporting the deceased home, or up to $5,000 for cremation or burial at place of death.

Benefits are payable when forced to cancel your trip arrangements prior to departure, you return prior to or later than originally scheduled, or you miss a connection at a holiday departure point due to risks covered.

Holiday Cancellation Benefit

Coverage for pre-paid transportation and land expenses in the event of an unexpected cancellation.

These benefits include:

  • The non-refundable portion of prepaid travel arrangements.
  • The extra cost of one-way economy airfare home (if air travel is purchased as part of original coverage).
  • A single supplement if your travelling companion must cancel and you elect to proceed alone.
  • The extra cost of economy transportation to your holiday destination in the event of a missed connection.
  • The unused portion of prepaid travel costs if you do not proceed on your trip after an excessive delay of a scheduled carrier.
  • The extra cost of economy transportation to join or rejoin a tour or group in the event you miss a portion of your holiday.
  • In the event of loss of life - up to $7,500 towards the cost of transporting the deceased home, or up to $5,000 for cremation or burial at place of death.

Benefits are payable when forced to cancel your trip arrangements prior to departure, you return prior to, or later than originally scheduled, or you miss a connection at a holiday departure point due to risks covered.

Baggage Protection

Loss or damage to baggage or personal effects to a maximum of $500 per person.

Eligibility

Coverage may only be purchased within 72 hours of time of deposit, cancellation or penalty period.

You must have purchased a packaged tour. A packaged tour includes all components of your travel arrangements: transportation, accommodation, car rental, excursions, etc.

Residents of Manitoba registered with and entitled to benefits from Manitoba Health are eligible.

Please Note:

  • A pre-existing stability period will apply.
  • Travellers who are eligible for a COVID-19 vaccine but are not vaccinated will not be eligible for coronavirus-related health claims.

Refunds

No refunds are available except in the case of duplicate Manitoba Blue Cross travel coverage or if the Tour Operator cancels the tour and refunds all prepaid travel costs.

Extensions

Automatic Extensions

At no extra cost, Travel Health will be extended for up to 72 hours after the scheduled return date in the following circumstances:

  • If due to a medical emergency you are hospitalized as an in-patient on your last day of coverage (as determined by the dates indicated on your Travel Plans application), your benefits will remain in force throughout the period of hospitalization. The 72 hours begins following your discharge from hospital.
  • If your return is delayed due to the fault of the carrier in which you are a fare-paying passenger, the automatic extension applies.

    Note: A claim under this benefit must be supported by a letter from the transportation authority confirming the period of delay.

The information on this page is for reference only. For complete coverage details, please refer to the Tour Package Terms and Provisions. In the event of any difference between the terms here and those of the Terms and Provisions, the terms of the provisions shall prevail.