Spouse means a person who is legally married to the participant, or has continuously resided with the participant for not less than one full year having been represented as members of a conjugal relationship. Manitoba Blue Cross will at no time provide coverage for more than one spouse under the same agreement.
Dependent means an unmarried child of a participant, under 21 years of age and dependent for support on the participant, and an unmarried child under the age of 24 who is a full-time student at a specialized school, college or university.
The following will be considered children of the participant:
- natural children
- legally adopted children
- the children of the person with whom the participant is living in a conjugal relationship provided such children are living with the participant.
The age restriction does not apply to unmarried, unemployed children over the age of 21 (24 for a full-time student) if they are dependent upon the covered participant by reason of a mental or physical disability and have been continuously so disabled prior to the attainment of age 21 (24 for a full-time student). In the event of a claim, proof of disability prior to age 21 (24 for a full-time student) will be required.