Conversion plan

If you’ve come to depend on group health and dental benefits from your employer, but the coverage is ending, our Blue Choice Conversion plan can provide continuous protection. Apply within 60 days of the employer group coverage ending and approval is guaranteed with no medical questionnaire.

Purchasing a personal health plan or have questions about them? Contact a Manitoba Blue Cross advisor.

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Blue Choice brochure
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Tax savings

Plan overview

No matter which carrier provided your group plan, Blue Choice Conversion is available if you’ve had health and dental benefits from any recognized Canadian group benefits plan within the past 60 days.
Coverage amounts are per person and renew annually on the anniversary date unless otherwise noted. A copay applies.
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Features
Blue Choice Conversion
Health
Prescription drugs
$1,500/year
Practitioner I services
Includes treatment/service(s) by an athletic therapist, chiropractor, occupational therapist, physiotherapist, podiatrist, registered clinical psychologist or master of social work.
$450/year
Practitioner II services
Includes treatment/service(s) by an acupuncturist, foot care nurse, homeopath, naturopath, nutritional counsellor, osteopath or registered massage therapist.
$300/year
Hearing aids
$500/5 years
Medical equipment
Includes breathing equipment (e.g. CPAP), crutches, splints, casts, hospital beds, special equipment, walkers, wheelchairs and wigs.
done
Other health benefits
Includes accidental dental, artificial limbs/eyes, assisted care, braces, cervical collars, elastic stockings, compression garments, breast prostheses, surgical bras, cardiac rehabilitation, day surgery assisted care, orthopedic shoes, orthotics and private duty nursing.
done
Dental
Preventative dental
Includes standard checkups, cleanings, fillings, extractions, root canals and surgery.
$1,000/year
Restorative dental
Includes extensive restorations (e.g. crowns, inlays, bridges) and dentures.
done
Vision
Vision
Includes one eye exam and the purchase or repair of frames and/or lenses, including contact lenses.
$150/2 years
Ambulance/hospital
Ambulance
done
Semi-private room
done
Hostel care
Includes hostel accommodation when medical treatment/diagnostic testing is required in a hospital more than 60 kilometres from the plan holder’s home.
done
Virtual health services
Virtual health services
done
Travel
Travel within Canada
done
Travel outside Canada
10% discount
Travel assistance
Includes 24-hour access to travel assistance in emergency situations (e.g. arrangement of emergency evacuation, assistance locating medical care, coverage confirmation, translation services, etc.)
done
Accidental death
Accidental death
$15,000
Assistance program
Counselling and support
done
Savings program
Blue Advantage
done
All information listed here provides an overview of the Blue Choice Conversion plan offered by Manitoba Blue Cross. This is not a contract or a complete listing of benefits. Accidental Death benefits are underwritten by Blue Cross Life Insurance Company of Canada, an independent licensee of the Canadian Association of Blue Cross Plans.

Another economical option

Answering the medical questionnaire for a standard individual health plan may result in a plan with a higher drug maximum and be more economical. Learn more about individual & family plans.

Plan details

Prescription drugs

Coverage of 75% for prescription drugs up to $1,500 per year. Includes a pay direct drug card so you do not have to pay upfront for prescriptions.

Practitioner I services

Coverage of 75% (up to $35 per visit) to a combined total of $450 per year for a treatment or service by an athletic therapist, chiropractor, occupational therapist, physiotherapist and podiatrist, and (up to $50 per visit) for a treatment or service by a registered clinical psychologist, counsellor or social worker with an MSW or RSW.

Practitioner II services

Coverage of 75% (up to $35 per visit) to a combined total of $300 per year for a treatment or service by an acupuncturist, foot care nurse (maximum $25 per visit), homeopath, naturopath, nutritional counsellor, osteopath or registered massage therapist.

Hearing aids

Coverage of $500 every five years.

Medical equipment

Coverage of 75% for breathing equipment (e.g. CPAP), crutches, splints, casts, hospital beds, special equipment, walkers, wheelchairs and wigs.

Other health benefits

Coverage of 75% for accidental dental, artificial limbs/eyes, assisted care, braces, cervical collars, elastic stockings, compression garments, breast prostheses, surgical bras, cardiac rehabilitation, orthopedic shoes, orthotics and private duty nursing.

Preventative dental

Coverage of 75% up to $500 for the first year for standard checkups, cleanings, fillings, extractions, root canals or surgery.

Coverage of 75% up to $1,000 for each subsequent year (combined total with restorative total).

Restorative dental

Coverage of 50% up to $1,000 per year (combined with preventative total) for extensive restorations (e.g. crowns, inlays, bridges) and dentures.

Vision

Coverage of $150 combined every two years towards an eye exam and the purchase or repair of frames and/or lenses, including contact lenses.

Ambulance

Coverage of 100% for emergency ambulance services within Canada, including treatment with no transport, medical transfer up to $500 lifetime, and emergency air ambulance up to $5,000 per trip ($10,000 per person, per year).

Hospital

Coverage of 100% for semi-private room or $20 per day in lieu if one is not available (up to 30 days) and hostel accommodation when medical treatment/diagnostic testing is required in a hospital more than 60 kilometres from the participant’s home.

Virtual care

Virtual access to a wide network of medical professionals 24/7,  including condition-specific care, prescription management, private consultation and referrals to specialists or for diagnostic testing.

Travel

Coverage for travel within Canada up to $5 million lifetime (no trip length maximum), including access to travel assistance. Plus save 10% on the purchase of travel coverage for trips outside of Canada.

Accidental death

Coverage of $15,000 in the event of the accidental death of a participant.

Assistance program

Coverage for six counselling sessions per year through qualified clinicians and access to internet-based cognitive behavioural therapy (iCBT).

Savings program

Blue Cross members are also eligible for savings through our Blue Advantage discount program. Save on medical and vision products and services and more from participating providers across Canada, both in-person and online. Learn more about our Blue Advantage program.

This information provides an overview of the Blue Choice Conversion plan offered by Manitoba Blue Cross. This is not a contract or a complete listing of benefits. For more information, call 204.788.6858 or toll-free 1.800.873.2583.

Why choose Manitoba Blue Cross?

Join your local health benefits provider.

  • You are our priority. As a not-for-profit, we prioritize you, not the bottom line. Every dollar we make is reinvested back into our products and services, as well as our communities and people.
  • Your mental health is important to us. Mental health is an intrinsic part of health and well-being, as much as dental and vision care. That’s why we support you with mental health coverage in several of our plans, including professional counselling.
  • You get comprehensive, specialized coverage. With a Manitoba Blue Cross plan, you get the coverage you need, including specialized offerings, such as foot care nurse, athletic therapy coverage, hostel care and treat-no-transport ambulance coverage. We also offer paramedical benefits such as homeopathy, osteopathy and nutritional counselling.
  • You’re part of the renowned Blue Cross network: We offer products from the most recognized and trusted name in health coverage in Canada.
  • We are a local business. With a walk-in customer service centre conveniently located in Winnipeg, excellent relationships with your health care practitioners and a focus on our community, being a Manitoba business is about more than just our postal code.
  • You can access services your way. From our award-winning call centre and walk-in customer service centre to 24/7 access to claim and benefit information online and through our mobile app, you can find information, assistance and resources quickly and easily.
  • Your convenience is key. With direct billing, your health care costs can often be paid directly to the service providers, so you are not out of pocket while you wait for reimbursement.