Retirement benefits for under 75

Participation is extended to any person in receipt of a pension from the Civil Service Annuation Fund, Legislative Assembly, Province of Manitoba and its affiliated agencies or the Manitoba Nurses Union. This includes spouses and eligible dependent children. You must enroll according to your true family status. Once enrolled, you may reduce your coverage at any time, but coverage cannot be increased.

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Application form
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Travel provision

Options details

Choose the coverage most suitable for your needs and protect yourself and your family against the rising cost of health care services.

Option 1 - Ambulance and Hospital Benefits

Did you know that a single ambulance trip costs upwards of $500 and is not covered by Manitoba Health? With our Ambulance and Hospital plan, you'll have 100 per cent coverage for unlimited emergency ambulance trips in the province, including charges when an ambulance is called and treatment occurs on-site. No need to pay ambulance costs up front: we have a unique arrangement within Manitoba that allows ambulance service providers to bill us directly - just show your card to the driver. You'll also have coverage for stretcher service in addition to hospital and medical hostel accommodation.

Your coverage includes, but is not limited to the following:

Ambulance

100 per cent reimbursement, reasonable and customary charges within Manitoba and up to $250 per trip outside Manitoba, unlimited emergency ambulance trips in the province

Hospital

100% reimbursement, semi-private accommodation

Monthly subscription rates

Subject to change
Single
Couple
Family
$3.20
$6.20
$6.55

Option 2 - Extended Health Benefits

Includes Option 1 benefits. No deductible, 80 per cent unless otherwise stated

Our Extended Health plan was specifically designed to supplement Manitoba Health by providing you with coverage for paramedical practitioners such as physiotherapists, clinical psychologists, podiatrists and more. We also provide coverage for products like orthopedic shoes and services like private duty nursing and foot care nursing, and we're one of the only carriers in the province to provide reimbursement for cardiac rehabilitation.

Benefits also include BlueNet Point of Sale Prescription Drug Coverage, which we've integrated with the provincial drug program. We have an in-depth understanding of the Manitoba Pharmacare program, which ensures you receive prompt and accurate reimbursements of your claims. Simply present your Manitoba Blue Cross card to the pharmacist at point of purchase and your claim will be processed while you wait.

Our Extended Health plan also includes travel health coverage. If you get sick or injured while away, a hospital can charge thousands of dollars a day. The resulting expenses are only partially covered by Manitoba Health, and the difference can be substantial. Travel with peace of mind knowing you're covered for the unexpected.

Your coverage includes, but is not limited to the following:

Prescription Drugs

Up to a maximum of $1,500 per plan year, $10 dispensing fee cap

Ambulance

100 per cent reimbursement, reasonable and customary charges within Manitoba and up to $250 per trip outside Manitoba, unlimited emergency ambulance trips in the province

Hospital

100 per cent reimbursement, semi-private accommodation

Athletic Therapy

Up to a maximum of $100 per person per year

Cardiac Rehabilitation

Up to a maximum of $300 per person per lifetime

Clinical Psychologist, Podiatrist (or Foot Care Nurse), Nutritional Counsellor, Physiotherapist, Chiropractor

Up to a combined maximum of $750 per person per year

Orthopedic Shoes

Up to a maximum of $300 per person per year

Private Duty Nursing

Up to a maximum of $3,000 per person per year

Hearing Aids

Up to a maximum of $1,000 per person per 5 years

Emergency out-of-provice/country travel health

See Travel Provisions for details

Monthly subscription rates

Subject to change
Single
Couple
Family
$67.70
$124.10
$125.20

Option 3 - Dental Benefits

Includes Option 1 and 2 benefits. No deductible, 80 per cent unless otherwise stated

Manitoba Blue Cross is the largest provider of dental coverage to Manitobans, further evidence that we are a trusted name in the province. Your retiree dental plan includes services like routine exams, cleanings, fillings, root canals, gum surgery and more. We even cover specialist fee guides. To make the claims process as convenient as possible, all dentists are provided the option of billing us directly.

Your coverage includes, but is not limited to the following:

Recall Exams

2 per year

Complete Exams & Denture Relines/Rebases

Once every 3 years

Cleaning and Fluoride Treatments

1 unit of polishing twice per year and up to 2 fluoride applications per year

Periodontic and Endodontic Treatment

Included

Maximum

Maximum of $750 per person per year

Monthly subscription rates

Subject to change
Single
Couple
Family
$98.95
$186.75
$197.65
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How to enroll

To take advantage of this retiree coverage, you must apply within 30 days of your official retirement date. If you are currently covered as a dependent under your spouse's plan, you must apply within 30 days of losing that coverage.

To enroll, simply complete the application form and mail to:

Manitoba Blue Cross
Attn: Client Administration
PO Box 1046 Stn Main
Winnipeg MB R3C 2X7

  • Your new coverage will become effective on the first day of the month following your date of retirement. If you did not have Manitoba Blue Cross coverage, but were covered under a spousal plan, you will be eligible for coverage the first of the month following the date of spousal termination of coverage.
  • To ensure plan viability, you will not be permitted to upgrade or rejoin after you have opted out unless due to newly obtained client coverage (within 60 days). In order to rejoin you must have lost alternate coverage and provide documentation within 60 days of loss of coverage.

Still have questions? Contact us.

Why choose Manitoba Blue Cross?

Join Manitoba’s #1 health plan provider.

  • You are our priority. As a not-for-profit, we prioritize you, not the bottom line. Every dollar we make is reinvested back into our products and services, as well as our communities and people.
  • Your mental health is important to us. Mental health is an intrinsic part of health and well-being, as much as dental and vision care. That’s why we support you with mental health coverage in several of our plans, including professional counselling.
  • You get comprehensive, specialized coverage. With a Manitoba Blue Cross plan, you get the coverage you need, including specialized offerings, such as foot care nurse, athletic therapy coverage, hostel care and treat-no-transport ambulance coverage. We also offer paramedical benefits such as homeopathy, osteopath and nutritional counselling.
  • You’re part of the renowned Blue Cross network: We offer products from the most recognized and trusted name in health coverage in Canada.
  • We are a local business. With a walk-in customer service centre conveniently located in Winnipeg, excellent relationships with your health care practitioners and a focus on our community, being a Manitoba business is about more than just our postal code.
  • You can access services your way. From our award-winning call centre and walk-in customer service centre to 24/7 access to claim and benefit information online and through our mobile app, you can find information, assistance and resources quickly and easily.
  • Your convenience is key. With direct billing, your health care costs can often be paid directly to the service providers, so you are not out of pocket while you wait for reimbursement.