Teamsters retired member benefits
Manitoba Blue Cross has served the needs of retired members for nearly 40 years. As a Prairie Teamsters retired member, you have access to an exclusive benefits package not available to the general public.
To be eligible for the Prairie Teamsters Retiree Plan, you must be a member of Teamster Locals 979, 362, or 395 and coming off an existing employer or labour sponsored benefits program. Evidence of insurability is not required if you are coming off your previous program and enrolling in the retiree program within 60 days. This includes spouses and eligible dependent children. Premiums are to be paid monthly by an automated deduction from a registered financial institution. You must enroll according to your true family status.
Prairie Teamsters Retiree Plan
Your coverage includes, but is not limited to the following:
Did you know that a single ambulance trip costs upwards of $500 and is not covered by provincial healthcare? With our Ambulance and Hospital plan, you'll have 100 per cent coverage for unlimited emergency ambulance trips in the province, including charges when an ambulance is called and treatment occurs on-site. No need to pay ambulance costs up front: we have a unique arrangement within your province of residence that allows ambulance service providers to bill us directly - just show your card to the driver. You'll also have coverage for stretcher service in addition to hospital and medical hostel accommodation.
Coverage maximum is $10,000 per participant per calendar year to a lifetime maximum of $250,000, combined with extended health and vision coverage.
Your coverage includes, but is not limited to the following:
Coverage of 100% for emergency ambulance services within your province of residence including treatment with no transport, medical transfer up to $500 per five years, emergency air ambulance up to $5,000 per trip and out-of-province ambulance up to $500 per trip.
Coverage of 100% for semi-private room and hostel accommodation when medical treatment/diagnostic testing is required in a hospital more than 60 kilometres from the participant’s home. Maximum of 30 days in any one hospital per participant per calendar year.
Our Extended Health plan was specifically designed to supplement provincial healthcare by providing you with coverage for paramedical practitioners such as physiotherapists, clinical psychologists, podiatrists and more. We also provide coverage for products like orthopedic shoes and services like private duty nursing and foot care nursing, and we're one of the only carriers in the province to provide reimbursement for cardiac rehabilitation.
Benefits also include BlueNet Point of Sale Prescription Drug Coverage, which we've integrated with the provincial drug program. We have an in-depth understanding of the regional Pharmacare programs, which ensures you receive prompt and accurate reimbursements of your claims. Simply present your Manitoba Blue Cross card to the pharmacist at point of purchase and your claim will be processed while you wait.
Our Extended Health plan also includes travel health coverage. If you get sick or injured while away, a hospital can charge thousands of dollars a day. The resulting expenses are only partially covered by provincial healthcare, and the difference can be substantial. Travel with peace of mind knowing you're covered for the unexpected.
The coverage maximum for extended health is $10,000 per participant per calendar year to a lifetime maximum of $250,000, combined with ambulance, hospital and vision coverage.
Your coverage includes, but is not limited to the following:
Coverage of 80% for prescription drugs up to $2,000 per year. Includes a pay direct drug card so you do not have to pay upfront for prescriptions.
Coverage of 80% (up to $35 per visit) to a combined total of $450 per year for a treatment or service by an athletic therapist, chiropractor, occupational therapist, physiotherapist and podiatrist, and (up to $50 per visit) for a treatment or service by a registered clinical psychologist, counsellor or social worker with an MSW or RSW.
Coverage of 80% (up to $35 per visit) to a combined total of $300 per year for a treatment or service by an acupuncturist, foot care nurse (maximum $25 per visit), homeopath, naturopath, nutritional counsellor, osteopath or registered massage therapist.
Coverage of 80% up to $500 every five years.
Coverage of 80% for breathing equipment (e.g. CPAP) up to $1,000 every five years, blood pressure monitors up to $250 every five years, walkers up to $500 every five years, wheelchairs up to $1,000 every ten years, hospital beds up to a lifetime maximum of $1,000, wigs up to $1,000 every ten years, special equipment up to $500 every five years.
Coverage of 80% for crutches, splints and casts.
Coverage of 80% for accidental dental up to $1,500 per calendar year; braces and cervical collars up to a combined maximum of $400 per calendar year; compression garments up to $400 per calendar year; breast prostheses and surgical bras up to $400 for single mastectomy or $800 for double mastectomy per calendar year; cardiac rehabilitation up to $500 per lifetime; orthopedic shoes up to $300 per calendar year; orthotics up to $100 per calendar year; private duty nursing up to $3,500 per calendar year.
Coverage of 80% for artificial limbs/eyes, assisted care and day surgery assisted care.
Coverage for travel within Canada up to $5 million per trip (no trip length maximum) and up to $5 million per trip outside of Canada (30-day trip maximum with a 90-day stable period), including access to travel assistance.
Coverage for 12 counselling sessions per year through qualified clinicians and access to internet-based cognitive behavioural therapy (iCBT) through our partner MindBeacon.
Blue Cross members are also eligible for savings through our Blue Advantage® discount program. Save on medical and vision products and services and more from participating providers across Canada, both in-person and online. Learn more about our Blue Advantage program.
Includes coverage for eyeglasses (frames and/or lenses) including replacements and repairs, contact lenses, laser eye surgery and eye exams.
Coverage maximum is $10,000 per participant per calendar year to a lifetime maximum of $250,000, combined with ambulance, hospital and extended health coverage.
Coverage of $150 combined every two years towards an eye exam, the purchase or repair of frames and/or lenses, including contact lenses.
Your retiree dental plan includes services like routine exams, cleanings, fillings, root canals, gum surgery and more. We even cover specialist fee guides. To make the claims process as convenient as possible, all dentists are provided the option of billing us directly.
Your coverage includes, but is not limited to the following:
Coverage of 80% up to $1,000 per year (combined with restorative) for standard checkups, cleanings, fillings, extractions, root canals, denture relines and surgery, and $1,000 for each subsequent year (combined total with restorative total).
Coverage of 50% up to $1,000 per year (combined with preventative) for extensive restorations (e.g. dentures, crowns, inlays, bridges).
Virtual access to a wide network of medical professionals 24/7, including condition-specific care, prescription management, private consultation and referrals to specialists or for diagnostic testing.